Quote from @Vivan Bhalla: @Jaycee Greene 1300$ for a 4bed @Vivan Bhalla Are you aware that $1,300 for a 4 Bed in the 44314 zip code is LESS than the Section 8 rent?

Enforcement of this law is vague and looks to only come into play when a tenant notifies code enforcement, but it is something for investors to be aware of.

Here are a few tips to help you streamline the process:- Double-check local building codes early- Prepare clear 2D and 3D plans for submissions- Communicate early with city planners to avoid surprisesFeel free to ask me questions about permits, drawings, or how to avoid common pitfalls.

I’d love to hear where you’ve had success—or what markets you’d avoid.Any insights, recent experiences, or even zip code-level tips would be much appreciated!

The Wall Street Journal just flagged the biggest month jump in negative-equity loans in five years - half a MILLION homeowners now owe more than their house is worth.Boom-town darlings like Austin, TX and Cape Coral, FL are already off ~20 % from peak pricing, and the crash isn’t done.Translation for us wholesalers:They can’t list conventionally (agent fees would force a check at closing).They can’t refi (LTV blown out).They still need to move - job change, divorce, adjustable-rate resets.Why it matters:It's a perfect storm for short sales, sub-to’s, wraps—deals hobbyists skip.So, speed wins this wave, not bigger lists.How we’re surfacing these highly distressed AND motivated sellersFilter county deeds for purchases between Mar 2020–Jun 2022.Overlay current AVM vs. original loan balance → flag ≥100 % LTV.Cross-match with 30-day late payment filings to jump the line.We're working with our devs to monitor based on these rules - same way we track probates and code violations.

I will do additional research on them and check the local zoning codes.

.❌ Not available — not designed for construction-related delays.Increased Cost of Construction✅ May cover additional costs if building codes change during the project.❌ Generally excluded.Scaffolding, Fences, Temporary Structures✅ Often included.❌ Usually excluded.Debris Removal after a Loss✅ Typically included to clean up construction debris from a covered loss.🚫 May have minimal or no coverage.Testing of Systems✅ Some policies include damage caused during testing (like HVAC or plumbing systems).❌ Not applicable.In-Transit Coverage✅ Can extend to materials while being transported to the site.❌ Does not apply.Installation Coverage✅ Covers materials as they are being installed into the building.❌ Not covered.

This is just what I have noticed working with other investors)Columbus Pros:Strong population growth due to OSU, tech sector, and Intel expansionGenerally more stable appreciation and tenant demandEasier to find newer small multis in decent shapeGood resale liquidityColumbus Cons:Investor saturation, especially near campus and downtownCap rates are compressing quicklyCity is tightening code enforcement and landlord complianceCincinnati Pros:Still pockets of undervalued small multis with strong cash flow potentialMore neighborhood diversity means more strategies (BRRRR, Section 8, etc.)Slightly easier entry points price-wiseStrong local tenant base and healthcare job marketCincinnati Cons:Some areas still have lower appreciation and/or weak compsMore deferred maintenance in older multisNeed knowledge for PM nuances between neighborhoodsFrom a purely lending perspective, on DSCR loans - Cincinnati has been having stronger DSCR ratios.If you’re comparing specific deals and want help running the numbers to compare - feel free to reach out.

We've found that tenants struggle to figure out how to change batteries and are constantly entering the wrong code and temporarily locking themselves out for a set amount of time (usually 5 minutes) until the lock resets.

I've brought in contractors just to walk me through what needs to be done and help make sure everything meets code and permit requirements — and it's been worth it every time.The equity we’ve gained from those kinds of projects (and then tapped into with HELOCs) is a big part of how we’ve been able to scale faster than we ever expected.