I am still in some educational programs (phd and mba) and the employment contract with my university runs out in 06/2015, which might hamper any attempts to secure a traditional loan.

Is it the predatory lending law, and does that really hamper us or is it just in place to keep actual lenders from getting people into loans that are unrealistic?

@Rahul BhattYou have a lot of options out there, but one of the things that may hamper your end financing is the guys who are here on Visa's.  

That is a good area for rental property however a poor credit score may hamper your ability to purchase anything.... 

Not only would you have a marginal property but that non-performing to break even debt could saddle and hamper you from buying the better properties when they come along.One discussion I often have with buyers is scale.

Now, I'm not sure if large Portland developers are engaging in regulatory capture, it's unclear if hampering smaller landlords with regulations, forced subsidies, taxes, and mandates really benefits them, but I wouldn't discount that notion out of hand. 

there are several states looking to legalize pot and this could hamper Colorado a bit. 

Seems like an interesting hybrid strategy, especially in areas (like mine) where the rental market is super strong but retail sales are still being hampered by distressed properties.

Are there leases in place hampering your plan.

However life choices hampered those plans which were not so well laib and now I feel like it'll be nearly impossible.