Moral of the story; many folks use online forms, or store bought documents which they often do not fully understand to save some $$ Moolah - only to create BIG Problems for themselves and others. 

If you only read what's in the BP book store you know more than the average investor.If someone is asking me for help, my first question is always which REI books have you read?

For us, Wayfair and local stores like Ashley Furniture or Target work great for furniture, and Amazon or Walmart for bedding and kitchen basics.

I regularly contract properties each month.

(Which is going to be 2-5x higher than regular insurance which is not the servicers fault its what insurance companies charge and servicers do not own insurance companies). 

Wilmington has a few meet-ups regularly as well.

HUD’s language says the penalties must be “legal and customary,” and PHAs sometimes interpret that to mean it needs to be part of your regular business practice.Including it in the lease helps show it’s customary for you, and it can make things easier if the PHA pushes back or asks for documentation.

I have been reminding them regularly about rent payments through the rental property management app. thank you so much for your support  eviction is a hassle but typically renters are like leopards where they do not change their spots...

Think of it like the self-checkout lane at the grocery store – you can complete many more transactions in the time it normally takes to do just one.No Credit Check: Forget about your credit score.

Just as regular exercise strengthens the body, disciplined financial management builds a solid foundation for future success.Yes, vigilance is the real lesson I am learning.