I could make an argument that if you give exceptions that IS discriminatory because you aren't giving exceptions to others.The disability one is interesting if it is physical and obvious and they are not working.

I advertise for tenants, show units when I can, pick up materials and appliances (but don't load and unload) and meet inspectors, supervise repair workers, collect rents, keep records, pay bills, etc.I'm absolutely spending enough hours/year to claim real estate professional status, and since I no longer work in my former profession due to disability, it's definitely more than half my working time.  

Everyone said it best @Christine Brown.It took us about 7 years to save up the down we needed while raising 3 kids and then I get hit with a disabling neurological disorder but everything worked out.It took us about 2 years to find the right property and move on it.You sound pretty young so you have time.

If you're going the umbrella insurance route, perhaps see if it will cover you for several things including just the routine slip and fall (like mold or earthquake).

RAD buys them back at a “discount” of up to 4%, according to the circular.RAD also caps the amount of stock it will buy back from investors at 10% or less of all the shares it has outstanding, and investors can only sell 25% of their stock at a time, although the company said in another filing that it “routinely” allows investors to cash out all their holdings despite that provision.Or the company could decide not to buy back any stock at all.

Quote from @Bruce Lynn: In Texas from what I understand if you are over 65 or disabled you can defer property taxes in certain circumstances.Will most or some mortgage companies allow this?

After, they have re opened one account, but have disabled creating sub account.

Another rule of thumb would be 1% to 3% of the property’s value per year, with a floor of at least $3,000.Keep in mind that this would be for routine maintenance only.

- How often do you perform routine checks on the property/tenant?

Out west here thats common place its just yet another item that routinely gets done under the catch all of Inspections.. just like a roof or HVAC etc etc.