This is probably rare now but could be arranged if allowed under state law.So, as an investor, you should have choices, however, when you sell and the buyer obtains a loan, that lender may require how, where and when such loan is to be closed.

They are required to give you the one report free by federal law ... from the FAQs "In addition to consumers who are eligible for a free credit report through the Annual Credit Report Request Service; consumers in some states are eligible for a free credit report under state law.

What they might be doing is saying the mobile homes rent out for 700 and then understating expenses .

Tenants under a bona fide lease or tenancy are permitted to stay in the residence until the end of their leases, with two exceptions: (1) When the property is sold after foreclosure to a purchaser who will occupy the property as a primary residence or, (2) When there is no lease or the lease is terminable at will under state law. 12 U.S.C. § 5220.Delivery of Notice to VacateThe notice to vacate shall be given in person or by mail at the premises in question.

They are doing it under state law that covers debt of any kind, including real property has to have a debt collectors license, even if you own it.

That is illegal and may actually be criminal under state and federal law.

One-foot overhang for eaves would be allowed.ADU Size (in sf)LOT SIZE (SF)ADU MAXIMUM SIZE (SF)3,000 - 5,4446005,445 - 9,0007009,001 - 10,00080010,001 - Up900LOT SIZE (SF)ADU MAXIMUM SIZE (SF)Up to 90001,0009,000 and greater1,200Number of Bedrooms and BathroomsTwo bedrooms allowed on lots with an area greater than 9,000 square feet, and only one bathroom.Up to two bedrooms and two bathrooms allowed for all units.Attached ADU Maximum Floor AreaMay not exceed 50% of the existing or proposed primary dwelling living area.May not exceed 50% of the existing or proposed primary dwelling living area or 800 square feet, whichever is greater.Design StandardsVisual compatibility with existing primary dwelling is required.No design standards, except new simplified standards for attached ADU units for historic buildings listed in the Historic Resources Inventory.Parking requirementsAn ADU requires 1 space unless the property qualifies for an exemption under State law—see the parking requirements.If a garage has been converted, the main dwelling parking space must be replaced, as uncovered or in front or side setback areas.

If you look closely at Michael's spreadsheet formulas, you may notice that the amount of principal he backs out is understated, making the taxable rental income slightly lower than it really is, or a taxable rental loss slightly higher than it really is.

In fact it's hard to understate the value of understanding your municipalities government offices.

I see people posting under state specific forums.