Suggestions were mostly for perception purposes.  

Many virus’s now are very sophisticated and dig themselves well into operating system files that cannot be deleted or cleaned without disabling your computer.

However, the "corporate" contractors seemed to own the market there, specifically because of all the consumer protection/ licensing fees, requirements, etc, at least to my perception.

More investors lose it all by trying to be too sophisticated with basic principles like this.Your return will come from buying good deals over and over again. 

Originally posted by Steve Babiak:Didn't seem to happen with the judges and this penalty - OOPS, I meant to say "tax".Funny thing is, this appears to be the one thing that both Presidential candidates can completely agree on -- they both claim (Romney just this morning) that the individual mandate is NOT a tax.Personally, it sounds like a tax to me, but unfortunately, both candidates appear to care more about perception than they do about reality and people...

I've got nowhere near the sophistication that some of you have regarding economics (though I pay attention and am a fast learner), so I'm not really posting to argue a point, as much as to learn from your perspectives.There are some things I don't understand about the arguments about whether supply side economics does or doesn't work.

Think of a contract as a model (although a very sophisticated one) used to represent an agreement.1) What is a transaction?

Your argument of no jobs and low pay doesn't seem to be founded in anything other than your perception from an occasional visit and maybe what your friends/family are telling you...please let me know if I'm mistaken.I'm curious what is so compelling about Columbus or Indy that makes you think that these cities are poised to appreciate significantly faster than Louisville and would make for better buy and hold purchases?

On average, and this is just my perception as a Spanish national having worked all over Europe, Spaniards' command of English is poor.It is true younger generations are much more capable, but we are still well behind when compared to the Nordics, Netherlands, etc. 

Just comes down to having the right data and the right inputs.There is little doubt in my mind a sophisticated model like a neural network with the right inputs would crush Zillow's price estimate.