I'm taking the experts opinion with a grain of salt and articles like this are laughable....This.Basically, anything that the experts are predicting, etc., take with a grain of salt.

@Kyle Robertson I haven't had the success you had, so take this which as much salt as you like (of course, the term "salt" is etymologically related to "salary and I'm not sure you're into that).Is it enough to have an equal level of income?