Again; I look at the cost, use a longer time frame to amortize over.Once I arrive at a number I round to the nearest $25. 

I had been a lender/banker for my entire career, but started investing around the last crash.

Then you find out that your guest arrived and tried to enter but instead of putting 1234*, they forgot the * and couldn't get in. 

We personally delivered a case of bottled water to each of the 40 units to help tide them over.Thursday, the plumber confirms he found the part — but it won’t arrive until end of day.

Many gurus promote these properties misrepresenting they are getting Class A or B results or S8 tenants are easy to deal with:(Class B Properties: we believe this is the "sweet spot" for investors in any market and has historically been also true (look at what average investor was buying before the Great Real Estate Crash!).

So most doodle away, and when the client with the $$ arrives, they straighten up and ask "what shall you have me design???"

I've seen several crashes since then and the lenders that lose their shirts do so, in part, from going too high on the LTV and ignoring the character and capacity.

As a Featured Real Estate Agent on BiggerPockets, you get clients that are ready to buy today.In a sea of people complaining about rates...In a market where people are scared...In an investing world where people are waiting for a crash..It's time to imagine a different way.No need to twiddle one's thumbs after a getting a listing, just hoping someone will make an offer.Have you been in that situation?

He got into real estate AFTER the 2007/2008 crash, so he's never seen one.

I am not predicting a crash.