This amounts to lost opportunity because if you had purchased RE, at the closing it can start producing return.5) ADUs detract from the existing structure whether this is privacy, a garage, or just yard space.6) this is related to number 1, but there are many more buyers looking to purchase homes for their family than there are RE investors looking to purchase small unit count properties.

She understands creative financing and and can figure out ways to get deals done using methods most agents done even know exist. 

And lots of other moving parts that had to come into place: existing relationship with the lender (other loans, savings accounts), great credit, great deal, existing cash reserves.  

Programs vary by market and lender, but with organized documentation and realistic underwriting assumptions, DSCR financing can turn existing cash flow into the capital needed for the next deal.

I don’t want to keep debating something that clearly works for me but might not fit everyone.Bottom line: I’ve bought an LLC for as little as $10k, kept the existing loan, and never had to re-apply or pay points.

The next day.It’s a call we get now and again from existing borrowers, which typically starts in a panicked voice, “Jeff, do you have any money?”

It's called "Subject to" because you are taking over the property "Subject To" the existing financing.

For instance, taking over someone's loan (Taking a property "Subject To" existing financing) makes no sense if you owe more than the property is worth. 

You can use a variety of Creative Financing such as a WRAP.WRAP – A wraparound mortgage "wraps" around the seller's existing mortgage, meaning the total loan amount includes the unpaid balance of the original mortgage plus the additional funds needed to finance the purchase.

But at the same time, being “on call” or chasing trades can be a headache.What if I were to create a service that ONLY handled landlord tasks — not rent collection, not tenant screening, not managing the whole property — just the annoying one-off things like:Coordinating with a plumber/electrician when something breaks.Doing move-in/move-out inspections with photos/video to document condition.Overseeing a turnover (cleaning, patch/paint, locks).Handling those random city compliance to-dos (smoke detectors, inspections).Basically: you keep control of your property and tenants, but you can call someone local to be your “boots on the ground” when you don’t want to drive across town or deal with contractors.My questions for you:If something like this existed in your city/town, would you use it?