Quote from @Donna Tuite: The market feels different depending on where you invest—some areas are slowing, others remain competitive. 

I work with a lending group and have seen how quick and flexible financing keeps projects on schedule.

Flexible Exit Options – We align on either a build-to-sell model (targeting 1.5×–1.7× equity multiple over 30–36 months) or a phased exit where lots are sold in tranches to builders.For the Pueblo deal specifically, the numbers look like this:Buy-Out of 75% Ownership Estimated Cost $500,000 Sewer & Water Infrastructure Estimated Cost $1,000,000 Lot Development (240 lots) Estimated Cost $11,360,000 Vertical Construction (Homes) Estimated Cost $53,280,000 Total Project Cost $66,140,000 Projected Return Gross Sales $88,800,000 Net Profit $17,060,000 Investor/Builder Share (60%) $10,236,000 Sponsor/Silent Partner Share (40%) $6,824,000 Timeline 30–36 months Target Equity Multiple 1.5×–1.7× Implied IRR ~22–28%As for turning overlooked parcels into community-driven projects, I start by asking: What story does this land want to tell?

Did you find multi-tenant flexibility worked better than one larger user, or the other way around?

Flexibility is key.5.

All are set to instant book but I do not have super flexible cancellation policies (I think I am Firm).

Love that you’re taking the leap into real estate—it’s such a powerful way to build freedom and flexibility.

It stretched me beyond just writing a check — I had to think about how financing, cash flow, and title work across multiple properties interact.Challenges & Lessons Learned (as the funding partner):Title coordination: Watching the operators juggle multiple closings at once gave me an appreciation for how complex portfolios can be compared to single deals.Cash flow management: I saw firsthand how critical it is to plan rehab draws carefully when several properties are in motion at the same time.Exit flexibility: From the lender’s seat, I realized how valuable it is when operators have multiple exit strategies (hold, refinance, sell individually).

I’ve personally used a mix of refinancing and private lenders to extend terms when balloon payments are coming up, especially if the property is performing well and has good equity.For some of the more creative deals, working with private lenders can be a game-changer as they’re often more flexible with terms.

If you know you’ll be applying for another loan in the near future, weigh whether the new roof return is worth temporarily lowering your lending flexibility; I hope this helps you a bit, I sent you a DM on BP and hope you can assist.