But the Coronavirus and government-mandated shutdowns remain a factor clouding the data.

You should be able to answer all of these questions honestly.  1) Landlord or Real estate holding company2) Zero3) Whatever you think your losses are related to COVIDKeep in mind, you are dealing with the government so you never know what might happen. 

Originally posted by @Jared Wilson:@Mike CumbieYeah it's almost like they intentionally designed the the loan program to snatch people into their clutches.I'm glad you got a chance to read it.This definitely seemed too good to be true from the start and I just cannot bring myself to apply for these government loans.

I’m sure this is complicated because it’s governed by State law.

When one goes to official government sites, they have their new addresses, but some of the other ones are not updated well.They did leave the house full of the sickest porn one could imagine....and filthy. 

In the long-run, one of the goals of government should be to maximize the utility of taxpayers' dollars, and avoid wastefulness.That is not a current goal. 

I think it had something to do with Fannie and Freddie, something to do with the government or something, the details are foggy

In an effort to increase my income after realizing I wasn't going to be making decent wages for financial independence at my low paying hourly government job, I made a vision board / specific life plan with my fiancee and then an opportunity came and I left WA and am now in Denver on a 1099 as a solar panel sales rep.

What I'm saying is I think Austin is a diverse enough economy with lots of demand to live here from tech, university, government, medical and manufacturing industries to name a few.

Regarding the insurance: look at your governing documents.