Skiing is probably the best example: when you stand on a mountain in bright sunlight with perfect snow and you want to hit the powder one more time, but your legs feel like rubber - that just sucks!

Nobody climbs a mountain on the first step.

In my main niche, land and cabins for STR, you just can't get a concrete truck up on the mountain, or way the heck out, they will just say "no thanks" to your business...

GC/Builders are King Sh#t of Tu#d mountain right now, they don't need you or your work, they don't need anyone's really, they rule the day, fact.

Do you have any other considerations like weather, population or proximity to oceans/mountains? 

@Carlos Ptriawan I don't have any kids yet and no primary home, I still rent, houses here in Mountain View California are about 2 million.

All of these things prevent you from taking on a mountain of risk.

The big money in STR is in vacation destinations usually in warm destinations or mountains. 

You just cannot let a frog that is staying in a deep well all his life to talk about what the mountain or ocean look like because he only knows the piece of sky above his head.

After 5years, i would have already paid the loan down by $100k+ Appreciation: I don't want to gamble on the future value, but historically prices have been going up, the average appreciation of Las Vegas in the past 20yrs was 3.45% - the population is growing, tons of jobs created - however the city is surrounded by mountains, so there is only so much dirt left to build on.