I'd love to go back and tell myself not to worry so much and act more boldly!

Statistics on people's insurance coverage amounts shows that they are VASTLY underinsured. 

In bold-- what's your investment time horizon?

But the final part is whether you will be passing this on to your heirs. if so, they should have direct and constant contact now for better assimilation into REI. or else your REI portfolio will be a statistic after you are gone.

Bolded for truth.

Louis Fed, US Federal Reserve, US census data, Board of Governors of the US Federal Reserve System, Bureau of Labor Statistics, and other sites.

I'll message you with some links to rental statistics that may be helpful.

It’s incredibly rare statistically but you feel pressure to participate because everyone does, and “what if” lightening actually strikes.

However, statistics show that people with college degrees have much higher incomes over their lifetime. 

The statistic that I meant to site is that approx 70% of black kids are now born out of wedlock.