They exist on a spectrum from borderline criminal all the way to brilliant leaders of their industry.

I have Permanent Residency in Brazil and a daughter and I have been in Court for many years waiting for the Judge to Subpoena the Criminal who Squated in my beachhouse etc.

We go through creditbureareports.com for credit and criminal record searches.

@Sebastian Pociask what will show on the criminal history if they have a "CPN"  and say a common name like Joe Smith? 

Tenant fills out our application (and that does include all the dob/dl/ssn info which we use for ordering our own credit, criminal, eviction reports. 

Then you get the tenant's credit check, criminal, eviction reports.  

I use smart move (TransUnion) it also checks previous evictions and criminal records.

(Don’t know if it was criminal restaurant employees or what happened.)

He has a vested interest in verifying whether the person is living in his unit because the person could be a criminal for all he knows, which is a scenario you are ignoring.

In my opinion, anyone selling a list of loans to anyone with people that are delinquent but NOT in foreclosure, are asking for a boatload of state and federal lawsuits for violation of civil and potentially criminal statutes.