I'm with Dave on this one Ash, If your late fee is fifty bucks - you've made an extra three fifty in the deal.

Maybe it wouldn't bother me so much if I didn't have to pay taxes on the Martha Stewart effect and those handles cost a more reasonable buck-fifty or so each.

Please pay your rent promptly so you may continue to live in the unit that you now occupy.As per your rental agreement:Rent is due on the first (1st) day of the month.Rent is late on the second (2nd) day of the month.We allow a grace period through the fifth (5th) day of the month to pay your rent without incurring a late fee.On the sixth (6th) day of the month we charge a late fee of fifty dollars ($50.00).If we do not receive your rent in full in a timely manner, we will serve you with a 3-day legal notice, “Notice to Pay Rent or Quit”.  

We could probably retire just fine now, but we enjoy our jobs still and will work for another few years at least (to mid-fifties). 

She bought the thing for $50,000 fifty years ago and she just wants to keep it.

at least fifty percent (50%)"... ie. the loan balance and market value could be close together.

If you're putt a fence up to contain a one hundred fifty pound pit bull, a soft plastic roll sort fence certain would not work.

I would ask for an extra fifty for the first 18 months.

I had an issue with an old tub from the fifties that had been previously reglazed.

If you have any suggestions for a way forward, Bill, that are useful to a fifty-eight year old (I can't do twenty years in a mortgage banking environment, too late for that) I'd LOVE to hear them.