I just finished an online course on multifamily real estate through Michael Banks Investing.

Using a 65% bank Collateralization, just on the equity valuation and not the Operating Income. 

Are they independently wealthy and never intend to have a job or a bank account or pay taxes or apply for benefits?

I have a business bank mercurysnd my bookkeeper is pilot.com

Here’s the approach we took to secure capital without the usual bank delays

I'm looking for recommendations for a good local real estate attorney, a CPA, and/or a local bank that is good to work with on real estate.

Availability of fractional banking and long lending terms causes prices to skyrocket.

Great question — I’ve found that private and hard money have been the most reliable lately, especially with how cautious banks have become.

Lluis, you’re actually sitting on the kind of inventory that does attract foreign capital — Spanish coastal land with real development margins — but you’re right: the local banks have been brutal on raw land, so the only real buyers right now are developers or funds with dry powder.A couple thoughts based on what you’re trying to do:First, don’t overthink the “platform” yet.

If you’ve ever bought a rental property that “met the lender’s DCR requirements” but still ended up with less cash flow than expected, you’re not alone. The reason usually comes down to one thing: the lender’s DCR isn...