Generally, agency lenders want:-Net worth equal to or greater than the loan amount,-Liquidity of roughly 10% of the loan amount, spread across the guarantor team.This becomes a gating factor as you scale.

Save for 5% down and use a conventional loan so you have fewer hoops to jump through. 

The bank I typically use for flips will do me a rental loan for 15% down of purchase price and then add into the loan the additional reno expenses as I need them so I am not out of pocket any further. 

Current Loan Balance is $205,500.

FHA 203(k) allows repairs to be included in the purchase loan amount.3) Your own backyard is ALWAYS better!

Each time you refi, youn incur closing costs and are reseting the amortization of the loan.

Maybe 50 loan signings at 30 year term since that 20 year term in 1992.I believe if a 50 year is available at only 0.5% rate increase, that it will be a popular loan option.  

Any advice for a beginner in the Hampton, VA market, especially on leveraging a property with a VA loan or transitioning from military life to real estate investing, would be greatly appreciated!

I'm looking to speak with people that have ideally done 500k+ in loans in the last year.

Have you ever tried combining private money with short-term loans to maximize leverage?