Lending club is the bigger p2p loan platform, their rates are a little lower but a bit pickier on underwriting (640+ credit).Conceivably one could get loans on both platforms and circulate up to 50k in funds, pay back soon and re-borrow like a credit line.Been a lurker on the forum a while now (good place to hang out and sponge info).

I swung by there and found the freezer packed which didn't allow any air circulation, after removing the freezer bottom the vents were frozen to the fridge.

HelloI just bought my first BRRRR house and it came with electrically heated circulating water heating system.since I'm working on major ceiling demolition and flooring I think it would be a good idea to replace the water heater to electrical baseboard heater because it requires less maintenance. what's your thought about it?

Know how to turn off your water, gas and electric service; and keep the necessary tools in your vehicle.Know how to do basic roofing: shingles, 2 part roll roofing, flashing and tar.Know how to replace an electric breaker, light switch and outlet.Have a RUP license (Restricted Use Pesticide).Know how to do basic welding (Stick, MIG or gas; no need for TIG).Have a box type animal trap, and know what to do with a trapped feral or wild animal that is a problem.Know how to do common repairs to major appliances (broken air circulating fan in a fridge, thermal fuses in a dryer, agitator dogs and transmission coupling in a washer, blower motors & capacitors in central heat/air, gas thermocouples in water heaters and space heaters, know how to clean a pilot light orifice, etc).Know how to do concrete and asphalt work.Know how to do small engine repair (mowers, chainsaws, weedeaters).Know how to detect and remedy gas and water leaks.

@Carl MccroryPm'ing you with a zip code map that's been circulated around.

We have done everything we possibly can we have 2 large dehumidifiers & a large fan down there running all the time also the back door to basement is opened 75% of the time to help keep air circulating.

Yeah, it’s useless if it cuts off the circulation in your arms.

Are there any spreadsheets circulating this forum used to help evaluate the health of the deal that I coud use as a tool to position the health of the property to a potential lender?

You'll fare much better with a shop vac.Word to the wise... keep the filtration system clean... better performance, less re-circulation of particulates and the equipment will last longer.

If you can afford to, run the newspaper ads daily in the paper up there with the widest and largest circulation; at a minimum run the ads on the weekends.