Isn't the cash surrender value the value of the policy?

That's fertile ground for mass surrender and defections. 

It all depend on each specific situation.However, what is most of the time discouraged is to surrender or cancel your life insurance policy as you have paid upfront the fee for a life insurance that was supposed to last for your whole life.

I have certainly had people come in and say "if it was a bit lower..." but I turn them away because that is the first step in surrendering control of your asset to a tenant.

It'll create more mortgage-industry consolidation as loans get bought pennies on the dollar, not average family surrendering their house.

Took many months of chasing to have record of my funding recorded in the portal.The deal failed and property surrendered in Dec, was not informed until Apr the following year by the operator, in Aug still waiting for official announcement and the MIPA to be provided.Co-sponsors Legacy Wealth Holdings(operator), Community Investment Properties – refused to help LPs that were not brought in by them.3/ Any lesson learned to help future investorsMy key takeaways from this experience are:In addition to doing due diligence on the investment, underwriting, & sponsors.Be very cautious of these joint co-sponsor deals, ask for and understand the partnership agreement before deciding to invest.Understand that co-sponsors oversee the interest of the LPs they bring in only.Avoid fund of fund / feeder fund investments, instead invest directly in the investing entity.If you value timely communications & receipt of investor updates, k-1s, etc, invest only with the deal operator.Ask for a walkthrough of the investment portal using live data in an actual active investment account to ensure its managed according to your needs.

Originally posted by @Donald Hendricks:UPDATE:   Contractor paid me back in full and Lifestyles Unlimited invited me to surrender my membership with a full refund.  

Never surrender!

No buyer required - - surrender to 1td holder

So kind of like an ARM, 90%+ of homeowners were unable to pay an additional $500-800/mo over normal and surrendered their homes to the bank.