(normally recommended, especially if you are a landlord)- Water Backup: For water damage due to the backup of Sewers or Drains.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelery, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residence Good Luck & feel free to PM me if you have any questions.

So many choices in carpet too, marine, hotel grade, extreme stain resistant, or just the cheap commercial looking stuff.  

She knew the week spots that properties in the area may have - wet basements, aging systems, condition of the brick building, water pressure, and state of the electrical system. 

We had one unexpected major addition to the rehab scope which was a new water main that needed installed out to the road.

Can probably source some good leads here and I won't muddy the waters with my suggestions, but I would get professional tax advice and help with filing your returns. 

In regards to the architect make sure they know if they need to submit plans to DC Water, DOEE, and/or DDOT.

I do think I have a conservative estimate of $30,000.00 in repairs.Finally, the electric is not on separate meters so we will be adding on an estimated electric and water/sewage amount to their rent. 

Like I said, path of least resistance refinance, mostly likely everybody comes out fair.Good luck.

Water, etc. will you self manage?

A few questions off the bat:Is this on town water/sewer or well/septic?