Just based on what you said I would sell now and cash the equity out at the peak of the market.Then take the cash and invest elsewhere where you can stretch that currency to get the most bang for the buck.This would be better than treading water.You might have NOI now but if the market collapses and other owners are having a hard time meeting debt service rents will fall fast and there goes most of your NOI.Some people say people get LUCKY when they sell.For astute investors it is not about being lucky but analyzing the market for cycles.EVERYTHING CYCLES.The only question is how long each cycle will last before changing.For that you look at a bunch of metrics to make the best educated guess.

I was just wondering if anyone has ever purchased " rei web tools"?

BTW: what a great web site!

Add Social Media integration and information for new tenants or links to utility and service providers.

Sawbuck.com is a web-based brokerage in the Northeast.

That was better, but I was still trying work backwards from gross rents and include debt service. 50% isn't perfect, but it's a great guide.

James VermillionThx for your service.

Management is a good thing to include even if you are doing it yourself - the additional money you earn by managing yourself is more like money you earn by doing a job than income on your investment.15 year scenario:Asking: $60000Down: $15000Financed: $45000 @4.5% over 15 yrsGross Income: $10200 (850/mo)Expenses (50% rule): $5100NOI: $5100Debt Service (PI part of PITI): $4128Cash Flow: $972 (81/mo)Cash-on-cash return: 6.48%30 year scenario:Asking: $60000Down: $15000Financed: $45000 @4.8% over 30 yrsGross Income: $10200 (850/mo)Expenses (50% rule): $5100NOI: $5100Debt Service (PI part of PITI): $2832Cash Flow: $2268 (189/mo)Cash-on-cash return: 15.12%When you add the principle paydown back into equation, the numbers even back up, however the extra money you pay in order to be done in 15 years is still only saving you 4.5% interest - something that money could beat if put towards a second property.

Colleges look at student's community service achievements.

I've found that some organizations tend to "bundle" features and services that may not be necessary for your situation.