I'm simply surprised at how openly negative and snide certain individuals can be.

BTW, a portion of the dues goes to lobbyists that TREIA hires from time-to-time to help fight state-level legislation that could negatively impact RE investors.  

I keep looking for negatives, to the point I am assessing the local rental market as a whole.

I'm moving to Houston soon and have been studying that market diligently, and I think it's a nice hybrid of cash flow and appreciation, but I only buy for the former and consider the latter a bonus.Lastly, I can assure you Hartman is making money on these deals.

If I only had 5 homes and had the two deadbeat renters for 3 months or so, that would have dropped that number considerably.Same with repairs.

Some neighborhoods better than others.My real estate agent, who I only know from my neighbor and has been in the business for about 3 years, sends me listings in the under $150,000 dollar range.

Obviously, I am not aware of your level of placement experience so I am not saying you can or cannot do it yourself, I only wish to provide additional insight.

I guess I don't really have a choice but to keep my fingers crossed and hope nothing happens that wouldn't be covered while I only have one or two tenants.I am going to make a few phone calls today to see if I get the same response from other agents.  

I'm also interested in any input from people who have used such a clause and the positive/negative impact.Thanks.

I only say that because there are definitely cash flowing deals around the area that my clients and myself have scooped up in the last couple of years.