These are my current income streams however for many reasons I feel like they could be simplified and/or made legitimate.My 'income' from the managing of rental properties however because there is no company it's really a 'gift' from the trust so in the eyes of lenders it is not actually viewed as income (nor is it really enough to qualify for a loan). 

My note investing goals;Buy lowNon-performingHold and collect mortgage payments Resale to an investor looking for performing note Address: 2124 Tullis Dr Montgomery, AL 36111Asking: $42kLayout: 3/1, single family homeArea: CLien position: 1st UPB: $80,968.80Monthly mortgage payments: $719.78Sale comps: $62k Rental comps: $600 per month4 months behind on mortgage paymentsTaxes: $218/year (actual, from county website)Insurance: $217/yr (based on a formula for a home in the 50k-60k range)Here are my thoughts on how to underwrite it: Offer: $28k Fair Market Value: $62k Modified mortgage payments: $650 monthlyPayment upfront: $5kI came up with the 5k based on lawyer fees, BPO, tax for the yr, insurance for the year and servicer fees.

You will get ACTUAL results the second you stop following blindly what others claim without justification (actually it is NEGATIVE justification if their return rate is 2%?!

Using the lawyer’s usual form actually saves time and money and will ultimately be better than an internet form.

We're in this for the long haul and would like to actually build a relationship with our lender, we're just getting started.

I was actually thinking of splitting it and managing one myself that way I can gain more experience. 

They had paperwork good enough to fool the listing agent and seller, but they are not actually a cash buyer as far as dear old Aunt Fannie Mae is concerned. 

My bad, thanks @Christina Carey  @Darrin Carey and @Steve Stackman  for correcting - the property is actually located in Kettering, not Beavercreek .

I’m sick of hearing no from everyone and being discouraged to actually get involved in RE any tips?

Thanks for the reply they did Came to my school I spoke to them, I gotta pay 150 every month and I don’t have that now but I’m actually taking class for notary I’ll start when that 1st and will talk about business thanks again