If so you may have to get creative with obtaining lender approval for the lot split or obtain some new short term financing.

HML traditionaly are for short term lending situations NOT buying rentals.. some have morphed into a rental product.a few others to consider.Visio LendinghomeLendingonethese are legit..who is not legit is usually one off people that advertise on facebook..and other places.. offer rates that are under industry averages.. then hook you for a small application fee that turns into scam money and you never hear from them again.unfortunately real estate is prime ground now for Nigerian prince scam type things.Couple reasons .. the Internet  the huge demand by those that have never bought real estate or a rental entering the market and have no real experience to understand the industry or what is real and not real.

You could meet with the tenant and possibly work out a deal where they leave in short(er) order.

If you try to combine the two you're going to short change one or the other.The present is always the best time to learn about anything. 

Long story short I think I am in a very good spot to starting investing in real estate.As far as where I want to go with REI.

Seller agent is talking to bank to see if they will take less (like a short sale except not going through the whole foreclosure process).

Even some real estate professionals get confused over the difference between an addendum and an amendment.An addendum is something that is added to the purchase agreement (the contract) before it becomes officially valid (known as “ratification”).If you were performing a short sale, for instance, we would provide the buyer with a short sale addendum before we accept their offer.

Thanks I will contact you shortly.

Shortly after purchasing our second investment property I opened up a construction business and ran a successful business for five years.our main focus was high-end kitchen and bath remodels.  

At that time I would like to use the property as a vacation, short term rental.