http://www.bloomberg.com/news/articles/2014-04-14/lending-plunges-to-17-year-low-as-rates-curtail-borrowing

I would like to gauge the interest of the BiggerPockets community on a new Single Family Rental (SFR) Investment fund idea.As we all know the Single Family Rental market is on the rise and can be very lucrative for both small and big investor alike.We've all seen the macroeconomic trends shifting towards a bigger and more stable renter society, and we all know that Wall Street now has anappetite for the SFRproduct with more than 4 public REITS focusing in the space.We createdwww.Property-Pool.com given the changes in the Securities laws, with the idea to give investors the opportunity to participate in the SFR space like an Institutional player but without the need of spending the time/cash to do so.We, ourselves, have been operating in the space for more than 6 years and now we are offering accredited investors the chance to join our funds with lower minimum investment than other private funds.Any feedback from investors who are always looking and comparing different options would be greatly appreciated.Thanks,Daniel Sultan

Ex: If property prices keep rising in the area and you only have 100k to work with, then it would be a good opportunity to flip and build more capital. 

I'm expecting prices to rise significantly this Spring.

Keep saving and give some time to let your credit  score rise.  

I also don't love the idea of being completely vulnerable to rising interest rates (most if not all commercial loans seem to reset every 5 years.)

@Shaun Reilly is right in that there isn't much inventory in those areas.There is also the fact that the rising prices have attracted developers who can muscle out the individual buyer.

If the median income is rising in the neighborhood, that is probably a good indication that the neighborhood is progressing simply because they will take care of their properties better.

And the nature of real estate and all of its advantages (tax deductions, principal pay down, appreciation, time value of future payments, etc.) in the long run can turn just a good deal into a phenomenal one.The area has seen some awesome appreciation and rents are rising so I'm very glad I did it even at asking.  

The home values continue to rise but slowly the evidence of the culture and people that made the community are long gone.