In my guests reviews, they have mentioned this time and again and I think its worth the extra $10/stay.  

Under pro you have literally unlimited earning potential and an almost limitless number of ways to do your business.Under cons you have no safety net. 

If I use the HSA money for non-medical services, it is taxed as if it came from a Traditional IRA (at the earned income rate).Because most of us are going to need some type of long-term care in our final years and LTC is not covered by Medicare, people have to deal with it on their own (which currently costs in the $100K a year range).

I'm working full time as an Assistant Store Manager in retail and looking to earn a promotion within this year.         

I normally avoid studio rentals given type of tenants are different.With that said, even using your numbers, earning about $30k net profit per year on over $725k (over $250k in cash) in investment is not a good deal. 

Thanks for the feedback.okay. what if the married couple doesn't qualify due to credit score and also doesn't make enough to equal 3x rent. and the other person has the credit score but also doesn't earn enough to equal 3x rent.

I think their point is that if you are working as a real estate agent, earning commissions without salary, then they want 2-years of employment history.Whether a partnership will get around that depends on the financial credibility of your partner.

First, calculate the return you're earning on the $380k of equity. 

There are various programs for subsidized housing, most notably section 8, that can provide reliable income for you extra unit.

It can't hurt to have extra inspections, but your home inspector should be qualified to look at the roof, HVAC, plumbing and electrical.