I was ok doing this for my first property as it will be my primary residence in combination with a rental, but I do not want to add any more burden to my cosignor afterwards.

I've done a combination of kitchen, bathroom renos and adding bedrooms, basement suites, etc.

DONE.Wholesalers are often too eager to get a deal they will sign anything they can get.You WILL fail.The #1 hurdle with wholesaling and REI in general is finding deeply discounted properties that are off market, like clockwork, on demand and fully automated... at low cost.Look into SEO and you will be all set!

That won't end just because the economy opens up again, because what we're going to see is that economic activity is still depressed - from a combination of the businesses that have already failed and the remaining caution about going into crowded places.  

Start with a negative number (negative cash outflows)Then combine all the cashflows that come in.Apply the IRR formula.Now that you have the IRR you can start to assess lots of things:1) How does this compare to other investments?

If you combine all of that is it more than you'd make if you avoided the PMI?

The ones that I am holding are relatively cheap but they are giving me really good cash flow (Combined value for these 2 properties is less than 200k but rent I derive from these 2 in total is around 2.5K).

But because you're combining the two you'll want to be very careful to treat everything like an arms length endeavor. 

When you combine the $300 with the fact that it is a 15 year mortgage that becomes more impressive.

Hey Ricardo - Congratulations on that combined Net Income of 170K - 200K (that's really after taxes?)