It buy's it at a very high cost.You save the prevailing mortgage rate of say 5% but lose out on the opportunity value of investing it elsewhere at a higher return.

If you're buying with cash you may be able to get a higher return by owner financing, compared to renting.

Years down the road, I will presumably have much more cash coming in, and parking it in good investments with decent returns will be a higher priority.

So many times I'm sent a deal to save and come up to a train wreck caused by some other Mortgage Broker or Lender LO who can't think outside the box and/or don't have the loan programs I can offerAnyway, often, the obvious and quick fix is for the seller to hold a purchase money 2nd mtg.If it's for a strong, good credit borrower and they are willing to pay Top Dollar for the property, why not offer the seller a 10% return on that small amount of money on a 30/60?

Real estate is a great investment vehicle, particularly from a total-return perspective so I think you are doing a great thing by looking to get into it.

Tax day is upon me and I'm the idiot who who is waiting to the last minute to file the return, should of  had a CPA ..My question is that I did a rehab and repair in the tax year 2016 but wasn't completed until the year 2017 and the property rented out in the year 2017, should I have entered the cost of the rehab/repair cost  in the year 2016 tax return or should I have done the portion of the house that was done in 2016 against the 2016 tax basis? 

But of course the longer the better usually.Most folks feel that anything over a year is pretty good to get the property on two consecutive tax returns. 

BRRRR in order to recycle your capital and continue growing your portfolio.Not to mention infinite returns if done correctly and you get all of your money back out.

Sorry if this question has been asked or if it seem silly, but I read on the commercial real estate lending requirements and it seems lenders look at the investment return of the property itself to decide if they will lend or not.

You can get a 4% return with much less risk than real estate.