I don’t have 20% of $51k, I won’t be living there, and my wife changed jobs (for a significant pay cut) while giving birth to our second kid so some bills have been going unpaid and our credit is shot.

I'm going to be renting out in a college town where most college kids don't care if the driveway "looks pretty".

Example: calling households to sell diapers would be wasted effort on everyone with no kids, as well as everyone with school age kids.Some ideas: you can use search engine PPC traffic, direct mail campaigns, voice mail drops, or just network with other professionals who know what you do.

In my market, rents are higher in the summer because it is just a more popular time to move (better weather and the kids are out of school). 

@Scott Passman @Theresa Harris @Alan Grobmeier Hey All, First thing I want to say is thank you for the replies.I am not sure about the exact numbers define but their home is basically payed off and it's one of those situations where they're passing it down to their kids, but in a sense not "for free"I can't say where I will be sold the property but i have a strong consideration it is either going to be right there at MV or a little below...My only concern and ideas is if I were to purchase...1.

Did Dad have any other kids? 

We also want to get a cabin in the mountains once all our kids are finished with school.  

One of my kids talked to a lender about it but they couldn't find anything that they could really afford the monthly payments with nothing down.Hopefully, someone here can help you find a good agent.

All the parents picking up the kids are talking about it and how scared everyone is.

I've been able to save a ton of money from my new job I just got and my wife works, we have no kids but we do have 2 - 4 legged creatures we call our own.