I mean, I wouldn't get 10 folks to lock you in, but I also suspect that if you're doing a 90 day now, when you're under contract (and likely 30 days out), I wouldn't be surprised if you could shop for 45 day locks

I am sure this happens every day in the commercial world. for the average BP transaction I suspect the cost of litigation out weighs any benefit and the lender will just do whatever it is they want to do.   

As a result we suspect this tenant has drilled the lock on this next door unit 3x. 

You suspect meth.....you thought you saw a gun, etc...Make this their problem.....

Listsource, doesn't do Kansas and sent me a list that included individual condo owners, which makes up half of the the list and the other half is suspect.

@Daniel Kokodoko, with a HELOC on an income property I suspect a lender would want the property to cover all the debt/expenses on the property and then some.

The question that it would bring up to me is the seller aware of disclosure laws in the state because I suspect in most states a seller is required to disclose known defects they can't simple state "as-is" like when selling a car and not tell the buyer material defects with the property. 

I suspect it ended up costing the (LL) a lot of money.  

I suspect that your math is conservative and you are still above break even.

Unsafe being known mold not removed and treated by remediation company trained to address mold, known or suspected exposed friable asbestos material not properly sealed according to industry standards.If you are just trying to CYA, then you will scare of prospects and create undue stress in your life.