Live in Clatskanie, OR.Ideal price approx 50K per unit. using 20% down conventional currently.Have tools.

So make sure you talk to your lender and see how much PMI will be.But if you can make the deal work with accounting for PMI then by all means go for it, buying an owner occupied 4-plex seems to be a popular strategy for getting into REI

I need to install a security storm door which asks for a 3/16" drill bit. Does a 3/8" drill work for this?

Use words like can and may or could, not will, shall, would.What I suggest is you not go there, you're not a collector, what you say can hurt you even if it's with the best intentions.He may have walked out thinking he knows how hard it might be to collect and doesn't care too.It's better to turn judgments over for collection, the cost od collection might be less than you'd settle for with him.A debtor has many tools in the box to use against a creditor, you can't just use logic or opinions in collections as they may take anything and use your collection efforts against you.

You can use tools such as sales genie to pull addresses for your farm.

There is nothing growing on the walls or anything, but if you go in there and sit on the couch or the bed it feels cold and damp like it was in a refrigerator or something.I don't believe there are any leaks or anything, I pay for the water bill and the bill is very reasonable, ~100 bucks a month for all three units.There is a crawlspace on the other side of the wall of her unit where the water heaters for the units reside and there are various things stored like yard tools, is it possible that rain water is getting into there somehow and leaking under the floor, humidifying the room?

Where the models have the most trouble is with home equity lines of credit (HELOCs), as that loan could be open and have a zero balance, or the borrower could have used the entire line.Overall estimated equity is a great tool for narrowing the field to properties that are likely underwater, owned free and clear, fully encumbered, etc, around which many real estate investing strategies, including most creative financing strategies are based.

We have many popular posters that give good, poor and even bad advice, a few have very good points and a few can get you in trouble.

Recently, both CNN and CNBC released lists of their favorite financial apps (access the CNN list here and the CNBC list here).A few apps that we found interesting are:SavedPlus – Gives users the ability to transfer a percentage of every purchase into a savings account, making saving automatic.Simple – This online and mobile-only bank charges no monthly fees and provides robust budgeting tools and mobile money-transfer options.Spendee – Has a simple interface that gives users an at-a-glance way to monitor their budget.Wallaby – Helps maximize credit card reward potential by alerting users to which card to use when shopping.

I need to touch base with them, though, so I'll update the thread if there's been any changes.The FDIC Institution Directory isn't the easiest tool to use, but it has a wealth of data about banks.