I pay my handyman who I have used for many years 17-25 bucks an hour depending on what he is doing.

For example if its multi-story going from radiators to forced air is going to be big bucks.

I have done thisand even though there is the initial cost of the switch it is much nicer in the long run.As for the financing, I also buck the trend and get a 15 year mortgage.

I belong to a plumbing union and we cost customers 150 bucks per hour.

So I looked to the nearby town of Dover, where 218K will get you a bit more house for your buck.

$200K is essentially face value, giving a yield to maturity of only 6.17%.I think the payment was miscalculated.

In an hour, for a couple hundred bucks, you'll know what you need to know, and where to learn the rest.

Worst case, knock a few bucks off the rent to get into the price range of group who won't mind not having two full baths.

Welcome to BiggerPockets Dan Buck!

Banks do not want to give long term debt when interest rates are rising.With your projected cash flow and smaller debt it might not be an issue as the balance would be small when the loan matures.