Call the mechanic or gas station up the street and ask the owners if they know someone.

Or a seller finance calculator showing the monthly payment based on negotiated price, interest rate, down payment, etc.

California is the only state that has essentially put a rent control type of restriction on home owner insurance premiums.

I used to work in finance and we could get clients approved for a HELOC in less than 24 hours which will be much quicker than the cash out finance.

They do seem possibly open to seller financing the difference of $172K.

This is a common misconception but we're an online platform where the owner chooses their own price and selects their own tenants.

Jonathan,First off I would ask "Why Seller Financing"?

Knowing your long-term plans can help you build a long-term financing strategy so that you are not just worried about purchase number 4, but also purchases 5 - 20+ (if you plan to continue to invest).I'm an investor and licensed mortgage broker.

Caution:  Personal credit card financing is a huge risk and good luck finding 0 percent interest today.

My business partner does a lot of work for UB property owners and shares some pretty rough stories with me.