And that Carson's first act upon taking the reigns of HUD was to cancel the previous plan to make FHA loans more affordable for the working class by reducing the monthly mortgage insurance bill, meaning some % of people are still tenants today because they couldn't become homeowners? 

Make sure you have good liability insurance and an attorney or trust company look over the deal but I would not recommend an entity.

The lawyer had someone check with the town already but I don't think that comes with any insurance.

Details, older house, 1910, but newly renovated, I know there's tons of variables that go into homeowners insurance but for a house valued less than 80k, $1,700 annual insurance seemed extremely high to me.

It’ll likely be at least two years until I start renting one unit out and in the meantime I do not want to pay landlord insurance—just homeowners.

Let me know what you think.I have considered Expenses as:Vancancy, (3 units currently vacant)Cap Ex (likely to need to roofs soon, HVACs are newish, unsure of water heaters)Maintenance (assume 6% to keep up the property, will adjust after inspection)Lawn Care (currently $300/mo. assume I can keep that contract.)Taxes (Currently $3100)Insurance (not sure what to expect, guessing 1200/property)Flood Ins: Not needed in this areaThanks in advance BP community,Winn and Kaitlin Merwin

Please let me know if you have references on insurance too.

Hi-I just put my third SFH rental under contract and when speaking to an insurance broker he mentioned I may do better switching from individual policies to one commercial policy, especially as I continue to add any other properties to my portfolio.  

Any suggestions where I can find property insurance in Missouri?  

That way they make sure all bills and liens relating to the property are paid and the new owner gets title insurance.