Which would be a matter of having your father write a brief letter, which should not impact your loan at all.

How do you handle this mix of emotion?

She just received a letter from them, 71 days after stating that they are not only keeping the deposit, but she owes them money.

I just received a letter from the city stating that the property has appraised for $177,00.

Mixing money and family is a recipe for disaster, particularly when that money is supposed to be for your retirement.

The letter should encourage the tenant to communicate so you can work something out.

The better comparison when evaluating what to invest a tax-sheltered retirement plan into is what else the plan could be investing in, and where you can find the best overall mix of security and income production.  

Yes, that restaurant better be adapted to the quick bite clientele than a grand sit-down for an hour especially in a busy part amidst a mobile crowdThere are generalizations to everything, but individual investors invest in specific real estate properties, and unless you are investing in REITs that are focused on one sector (say large retail like malls, etc), evaluate each property for its own merits and mix of tenants.

I suggest borrowing money from “Dad” and use a “Gift letter” - work out payback terms with Dad later. 2) If you’re thinking about doing a cash out refinance to pay-off your lender of the down payment you’re banking on the property appraising high enough to allow you to pull more out.

I see mixed responses here.