Both of these combined should take you no more than 20 minutes or so and you will start learning so much so fast!

SDIRA experts chime in: So I'm looking to make a loan on a performing rental property owned in an LLC. It already has a first mortgage (at around 20% LTV), so a lot of equity. 75% of the $$ would com...

It's likely you  can get into the 9% range, possibly the 8's with the right combination of the above factors. 

Ubiquiti is modern.For door entry systems I have combinations of AIPhone and Mircom.

You will probably need to use a combination of private money lenders or hard money lenders to do this.  

I personally have over 18 years combined building experience working for banks, flippers, homeowners, property managers and contractors.

Summarily, because a 4plex (or smaller) can be purchased with a VA Loan, you can each own your own 4plex if you prefer, as opposed to combining benefits to purchase one (if I understood your question correctly). 

I’ve only owned 3 properties in my IRA but combined equity is/was high. 

I rented it using an agency and their fees combined with the high HOA fees made it a negative cash flow in that setup.

I don't see Texas being a great play right now with the sudden "hot" label bringing on the rookies combined with oil prices turning negative for the first time in history as Covid hit... small time investors could be leading with their chin.