There are nice pockets in other older parts of town too like the Bakersfield Country Club area (93306), but that zip is way more mixed up with a lot of rougher parts as well.

Unless you are a cash buyer, the mortgage pre-approval letter is your Proof of Funds.Multi-families are relatively rare in our neck of the woods in Northwest Jersey. 

We can finance mixed use properties as well.

Hey BPers,I sent a batch of handwritten yellow letters to a list I built.

After they had a commitment letter with the terms.

They are trying really hard.Yellow card, pink card, yellow card with a picture on it, blue card with doodles on it, pink card with content "A", pink card with content "B". picture on the card, printed letter, hand written letter... they try everything thinking there is a magic combination that somehow depends on the market location..

@Ron SinghIts a bit of a mixed bag.  

I included in my Letter of Intent the reasoning for the purchase price. 

At the beginning of the month I did send out the letters to let everyone know rent is still due, and links to the various resources they could be eligible for in the event of a job loss.

I asked my lender if you would qualify for a fha loan.This was her response...Given that you have an offer letter from a job after college:“He sure can- the college counts as part of his needed 2 years experience and once he has an offer letter for work and 1 month of paystubs he can close on a home!”