I depends on the type of loan you're going to get as to how we look at the impact of a HELOC on DTI.

It is all a factor, and of course anything can go haywire, you are just trying to mitigate the factors for it going haywire at all..If you are siting on the market at a price of rent and those standards for longer than 30 days in CA in most areas, you are either over priced.. 

The two-story home was constructed in 2002 and acquired by the current owners in 2016.The property features several amenities, including a swimming pool with a lanai enclosure.

If you are looking to book with Hilton reward points or similar - this is probably not your first pick.Don't think this will change your mind either, but they do have their own booking/processing site. 

The OP should be expanded to include details on how one can determine the land value, as well as the various pros and cons of each method (e.g., lender appraisal, property tax assessment, insurance policy, etc.), and whether to use the highest or lowest value. 

The loans are still paying me for the next 2+years.

The market of 7 markets in one.

What experience do the owners of the company have in buying real estate?

I am receiving inquiries from multiple sites, and I am responding to all questions as well as screening candidates via email.

Just need the financing.