I am lucky to do what I do, and get paid well enough for it, but an injury tomorrow would result in immediate time out from work and starting a cycle of eating into my savings.I have re-oriented my life goals.

I'm ok to manage day to day tenant requests but as time goes on, I'm not sure I want to be managing a new roof installation, furnace, etc as those become necessary.SF:I understand HOAs can eat a lot into my potential profit, but from what I've seen, the rents are such that they would cover all my costs (small mortgage, HOA and management fees).

So if you spend another 5k for the attorney, that's a cost you might have to eat.

Otherwise, taxes and interest will eat your entire profit potential.

I've noticed lately that guests eat up that "modern" feel that some newer homes have.

At the end of the day, if you've done quality work then it's the buyer that's going to eat the fees if all of these inspections are needless.  

If you go solo, then you get to eat all the cake.

I had not been financially driven until recently, just being happy with making decent money and living with the Jones's (living in luxury apartment, buying a nice car, eating out a lot, partying every weekend).

To me, monthly payments eat away at my personal "cash flow" from my paycheck.

Minimum fees will eat you up.