I’ve got three transactions during covid that have failed septics.

Hard money lender will typically take into account your credit score but it's more pass/fail/pass w/ contingencies.

So even if it is a 4 plex with 'accessory' structures it probably would fail conventional guidelines for those accessory units. 

I've heard of it in situations where the existing stone foundation was failing, but I don't have enough knowledge about it.

Ok, I failed to tie the depreciation amount back to the purchase price made with the original capital contribution. 

But Mnuchin failed to explain what would happen if they did not.

Private money always first Your money and income to back it upHard money If above two fail AND you have a homer run deal.

That effects what he considers a good deal, but he still understands the mechanics of offering, and helped me a lot on what was a good entry point when we identified a home we wanted to purchase.The third agent is newer to the business and talked a great game about being hungry for any deal, but he's already failed to reply to time-sensitive questions and requests.

You can see the various inspections and whether they passed or failed the first time.

For example, I've seen big-time investors/business owners fail to properly manage a duplex.