If you are applying for a conventional mortgage the guideline states "A minimum history of 2 years of commission income is recommended; however, commission income that has been received for 12 to 24 months may be considered as acceptable income, as long as there are positive factors to reasonably offset the shorter income history"So less than 2 years is possible. 

And after all, they ARE accepting the full risk of repayment should you fail.

You can list it as a short-term 3-month rental, but must accept all applicants who would otherwise qualify.

You're in a small town, look into the social scene for small towns.To do this consider joining the Moose, the Elks, the Eagles, the Rotarian, the Free Masons, the Chamber of Commerce, etc...Figure out which ones are more business oriented vs blue collar--and mix and make friends....most are just drinking clubs so you have to be 21), be accepted and pay a yearly fee.https://www.dailymotion.com/video/x2hwqok

She does not show any other income against her social.

How do you go about finding a local social media influencer?

My offer structure (2 options I'm working on): Cash-offer: Offer: $100k above asking price plus $6700 escalation for up to $125K above asking price Earnest money: $200K fully released 2 days after acceptance Closing: 10 days Wave: Inspection, Appraisal, Title and Financing contingencies.

About 80% of them will accept this.

Not talking about investing in a syndication but where you own the property 100% yourself.Often I see investors compare active versus passive properties as similar and want to just accept a few percent less yield with passive and with supply and demand it doesn't work that way.

MLS and off market sold comps.When I put terms: Cash only on the MLS, it just shows me the listings that include Conventional, VA, FHA, Cash Only.... it shows me the term 'cash only', but doesn't give me what I'm looking for, which the the comps that were really bought cash from investors, not that the term was accepted in the listing.