First is a 30-year ~3% and the other is a 15-year ARM at 4.375%. 

When stock picking, would you recommend a search for Value Line's safety and or Morning Star's financial  status to fine tune selections ?? 

I've gained 1.0" on my arms since I started lifting weights in September. 

Safety issues? 

If you can mitigate the cosmetics and safety items I wouldn’t lose a good deal.

Otherwords more worried about the safety side of things. 

I would outline all necessary conditions regarding the exterior of the home but inside, other than enforcing fire safety, it would be a matter of live with it or terminate the lease.

Here's what AirBNB/VRBO provide to me, a host, that those sites don't, that I find particularly valuable:- Easy interface that I didn't have to build myself- Credit card processing- Customer service representation, guarantees, and "insurance" that, while definitely less than perfect, provides an element of support and a sense of safety to both guests and hosts- Most importantly, a monstrous marketing presence and household name recognitionThese are costs that far outstrip simply running a website that acts as a way for guests and hosts to connect.  

As a home owner, for safety of my tenant I am keep fixing but violators are keep knocking out.

I’m mainly concerned about safety and liability for the tenant.