I guess our general question is: does joint ownership with eligible VA Loan participants, good credit, low debt give us more purchasing power?

Purchase price: $320,000 Cash invested: $64,000 Bare land we plan to build SFR and ADU's What made you interested in investing in this type of deal?

Purchase price: $320,000 Cash invested: $64,000 Bare land we plan to build SFR and ADU's

Private lenders who you have not worked with will likely want you to participate in the funding unless it’s family or friends.  

The best I can do is barely breakeven (CoC ROI is slightly negative). 

So even though the other person isn't on title, they need to sign documents and participate in a sale. 

I just dont like when people do the bare minimum because I try to do a good job and go the extra mile 

@Mario Morales, almost every value-add deal is going to be barely breaking even the first several months, and sometimes depending on the scale of the project, first year or two.  

I'll probably couple the request with a line of credit request from them for pursuit costs and possibly some other things, but for the purposes of this thread let's assume that the principal value center they'll be providing is being a guarantor for debt that may be hard to obtain for larger projects absent their participation. 

Yes, there is always a HomeRun that makes tons of money, but I have read story after story how hard it is to predict which company that isn't already massively overvalued would have that Homerun.I am just curious about what reasons you have to suggest stocks in light of the current market situation and the massively increasing amounts of debt while the economy is barely growing?