Look that up - because if he hasn't lost it yet he is very close to losing it for that. 

I’ve thought about reaching out to a contractor and paying him to go over the report with me but now I’m down to only a few more days before losing my earnest money.

@Jeff CopelandThat’s exactly why I don’t ever want to aggressively expand because I’ll become more leveraged and lose the flexibility that I have while also working.

Most lose money when the owner lives in it, but the loss is less than rent would cost elsewhere so it makes sense. 

He is very upset about losing his home and thinks he can somehow get lucky and have everything work out, but he doesn't beieve that so he is a nervous wreck. 

Your risk is losing your DD deposit.

Or are you saying that the overall US equities market (what I assume you mean when you say capitalism, since capitalism, being an economic system and all, isn't impacted by job lose et al. ) is not efficient at the moment?

One of the key points in Chris Voss's "Never Split the Difference" book is that fear of losing something is far more powerful of a negotiating tool. 

Given the situation at hand, with many STR investors losing income due to this virus, is this a good opportunity to find good deals on vacation rentals?

IRA ownership of investment property also loses some of the tax breaks available to real estate investors if the property operates at a loss.