the umbrella not only protects you from excess exposure above your policy if someone gets injured on your investment property, but also if you are sued due to a motor vehicle accident.

@Timothy CasallasHey Timothy - I read your profile and it appears that you will be stationed in Japan soon.If you invest in real estate. you may want to look into investing in states with no income tax(such as florida) this will be one less tax return that you will need to file.Also - if you have an account in excess of $10,000 during the year in Japan - You should report it to the IRS.

Please also verify the accuracy of this information at the time you are considering these options as guidelines change.price Decorating allowancesRepair allowancesMoving costsNote—a dollar for dollar sales price reduction is also required for - Excess rent credit and gift funds not meeting FHA requirements Contributions exceeding the actual cost of prepaid expenses, discount points and other financing concessions Credit Requirements Required is 600.

What I suspect is that it is a 3 bedroom system (main house has 3 bedrooms) and that somewhere along the way the 4th bedroom (studio apartment) was illegally connected to it, overloading the system causing excessive odor and runoff.

With so many homes to choose from would this not create an excess supply of homes in the area where you are building all these new homes?

Buyer would be all in at roughly 192K (assuming closing cost are 7K) Please advise as I think the profit is excessive.

Additionally you'd need an excess amount of returns so that you can provide for your personal lifestyle.

But here is where it gets crazy, lets say you buy just one 100k house with 10k down and use the 1800, plus 8200 saved and buy a second the next year, then 3600, plus 6400 for the third, and 5400, plus 4600 for fourth, 7200, plus 2800 for fifth, 9000, plus 1000 for the sixth, then apply the 10k for 7th-10th and excess toward paying off house one. 

ultimately the question is, if you include certified funds for the earnest deposit in the full amount of your offer, would that give a substantial likelihood of the bank just accepting an offer that otherwise would be viewed as somewhat excessively low?

On average, I would venture to guess that the process is at least several months in duration and is filled with excessive/extensive logistics and paperwork.