My question is more along the lines of, if we compare things apples to apples, will I be paying a premium once my portfolio is larger?

There are also FHA Commercial Product but these programs are for much larger loan amounts and properties.Let me know if you have any questions.Regards,Joe Scorese

My concern is my rental income will be more this year so I would prefer to right off on a larger income year to cut taxes owed down.

Offer a larger EM, provide a DU report from your lender.

Others will use RLV, but in this post, you have the formula, so whatever method they use, you (or your broker) can do the math for yourselfSo, the general formula would beSales price of home - (minus)Build cost of home, including hard costs and permit fees -Profit (can range anywhere from 3% to 15% depending on what builder, larger/nationals will usually have lower profit margins that they make up with volume) - Finishing costs of lot (per costs above) =Residual land value (RLV) or raw land/raw lot costsNow a few questions/comments/rules of thumb to use:1.

Other, larger portfolios in the area are using apartments.com, rent.com, apartmentguide.com etc.

The house across the street is just now on the market for $374k and about 300 sq feet larger but not as tastefully done.Curious to see what the thoughts are on switching banks (if that would really matter) or somehow appealing the decision or just sticking with the $40k less?  

- Up-front cost difference- Energy (heating) costs- Comfort- Resale value impact- Anything else that's relevantWhen I say crawl space, I mean a non-ventilated, moisture-protected (vapor barrier, waterproof spray, and sand/gravel), heated space, NOT the dirt-covered, ventilated space of old.Thanks!

@Brady Speers,Congratulations on the project - lots of energy and excitement!

The basement is larger than 700 sq feet so my question is when does this become an issue?