If someone does not have a chronic illness, it would stand that once they've been through therapy, or whatever methods they used to get help, that there will eventually come a point where they are no longer classified as disabled. 

I use the BRRRR method, so my cash gets stuck until the rehab and refinance is complete.

At closing, the title company files a lien on the property for the LLC which is based on the deed filed at the county courthouse6) pay the contractor $15k in cash to rehab the property 7) get a tenant placed after rehab is completed8) go to a bank to do a "rate and term refinance", which can be done at 85% of the ARV because it is considered a refinance. 8) the individual refinances out of the $65k loan with the LLC into a mortgage with the bank for $76,500 (85% of the $90k ARV) 9) you now have a rental property with a tenant paying your monthly mortgage and you make $11,500 on the deal ($76,500 mortgage less the $65k LLC loan)The LLC method seems more complicated because you have to create the LLC and file the deed, but it seems less risky because you are not subject to the lesser of a) 75% of the ARV or b) the "gross amount due from buyer". 

Keep in mind this is entirely DIFFERENT than a contractor being paid through the loan you secured on the property if you got a renovation loan.There are plenty of other ways that a contractor can do work though on a home. 

I know that you would have to get the owners consent written into the lease and you would have to secure short term rental insurance.  

She likes the secure feeling of having it paid off.

So we bought a fixer, improved it, moved and instead of selling, we rented the last one out, and by this slower method we collected rental doors.  

My strategy  will focus on Buy and Holds in C to B neighborhoods using the BRRRR method. 

It means you need to secure flood insurance which is in addition to wind/storm coverage in Florida.

I've built up some experience completing flips and buying rental units on my own – and now would like to start bringing some other investors into the fold to secure deals on a more consistent basis.