It gives me an edge over other landlords and the parents have a comfort level knowing the landlord is doing his part.

The cost of living is very low though - you can live here quite comfortably for $2000/month.

Maybe figure those costs first, and contribute the left overs or whatever you are comfortable with.

He's got another investor who he's done 44 deals with just this one investor, just not as many down the FHA road.My biggest thing is I need to come up with the down payment and cash reserves at this point to make my numbers work and for the bank to feel comfortable lending to me.

Yes, I said less because it seems like there is significant moisture if it's to the point of dripping.Re: leverageI'm still feeling out what I'm most comfortable with in terms of risk.

Little things make a big difference and go a long way to making tenants comfortable and less willing to move.

There is nothing wrong with choosing no or low debt, just realized that it is a personal preference based on comfort level not on objective financial decision making.

He says he isn't comfortable with that because anything could happen.

Sounds like I need to move out of my comfort zone a little and consider some direct marketing.

If you have no experience and aren't taking any risk (other than your time), there's not much you could do to make me comfortable investing.