Yes, insurance paid for some, though not all, of the loss - it often doesn’t.  

Lending might tighten up (especially commercial/portfolio loans, i.e. if you are buying the properties in an entity), and might need to sell it at a loss if you can't refinance the hard money loan after rehab and tenanting. 

So, my advice is to either make sure you have a great agent (one who only works with investors or invests themselves), or to get the license yourself.The license doesn't take long to get and, if you're serious about real estate, the fees are minimal. 1 or 2 deals and you've earned your money back.

I'm encouraging seller-financed noteholders to consider small partials as a way to raise cash. 12 - 24 months on 60+ outstanding payments will result in a minimal discount because, in the most common partial scenario, the buyer is buying near term payments and taking less equity risk.

Death, disability, loss of job, separation or divorce, probate, relocation, tax issues, legal problems", ...just to name a few "life events" that can lead to a so-called "lowball over and acceptance".

Class C tenants tend to be very working class, living pay check to pay check and have been disproportionately affected by the current job losses.

Your loss may help offset the recapture tax. 

A bit of time air sealing and adding insulation as much as possible will go a long way to minimize system costs.

The Missouri Supreme Court in Ethridge apparently stated that for equitable subrogation to apply, the party against whom the doctrine would be applied (USAA in this case) must have "engaged in fraudulent conduct or committed acts bordering on fraud that created the condition that caused the lender a loss." 226 S.W.3d at 134. 

I’m actively working on automation and an employee base to minimize that affect, but I still know there will be cost.