@Jonathan Ng hey Jonathan, you could look into finding a private lender or hard money lender but odds are the terms will be worse than a conventional loan, so you’re probably better off focusing on acquiring these initial properties with conventional (or possibly FHA) financing and worry about more creative financing once you’ve hit the limit on conventional financing.

If you'd be interested, and can shoot me your phone number and email (privately) I'd be happy to have my assistant contact you to set us up a meet and greet.

@Bradley CladianosWork with investors as private note holders.

We have similar units in Tucson and have found if we can add a private patio space in the back they go for a premium

I am happy to walk either of you through the various kinds of funds (core vs value add, private vs crowdfunded, etc) Hope this helps.

Your hard or private lenders should typically be able to provide you with a proof of funds necessary for the offer.

I will now be able to increase my line of credit against my home to $600k which can be used to fund my own flips, make private loans, take down homes all cash, etc….

It was actually the owner of the house that was selling privately. 

@Shatavea Wallace First steps: 1) Find a lender - I recommend someone local, ask your real estate agent who they can recommend or start calling around2) Find a real estate agent if you haven't3) Have some cash for the reno (whether it is hard/private money or personal cash); no matter how you structure, you'll need some backup $ (how much depends on how large your project is)4) Read in the forums/education articles here on BP https://www.biggerpockets.com/...

Hi - My partner and I recently came across a rental property where we would use private money to come up with the down payment as the property will be financed via a traditional mortgage.